Kevin Jean, the owner of public adjusting firm Honest Lion Adjusting, discusses the process involved. Jean says that property insurance companies sometimes engage in unethical business practices to avoid paying claims. He says it is important to consider “managed repair,” in which the carrier sends a claim to an affiliate to conduct the repairs inexpensively. Water damage is also sometimes capped at the disadvantage of the policyholder. For these reasons, it is important to hire a public adjuster. For more information: hlaclaims.com.